Who can File a Claim for Workers’ Compensation?
When you or a co-worker suffers an injury or illness while doing your job, filing a successful workers’ compensation claim may be the only way to make sure you get the financial, medical and rehabilitative resources you need. When your physical condition prevents or impairs you and you cannot continue working, under Illinois law you may be entitled to be compensated for 100 percent of the costs of your medical treatment required to recover from your injuries.
Why is the Claims Process for Workers’ Compensation Difficult?
Other parties — corporate interests and insurers — as well as employers are working against your interests. Some employers will deny a claim, while others seek to minimize the recovery and benefits. They are looking to protect their interests and the bottom line.
The detailed and comprehensive legal system make it difficult for injured workers to receive the benefits they need — at a time when they need it the most of all. The system has review boards, administrative hearings, lengthy dockets and deadlines, which complicate the process.
The workers’ compensation claims process can be a battle even for trained professionals. For workers who have been injured on the job, it can be daunting.
Why is the Claims Process Important from the Moment an Injured Worker Files a Claim?
Many workers’ injuries can be severe and prevent an immediate or long-term return to work. Other injured workers may have to take a lower paying job due to new limitations, while some face a permanent injury that requires a lifetime of expensive treatment — without the benefit of insurance to assist in paying for treatment. In any of these situations, the injured parties often have to deal with employers who do not want to treat their employees fairly. The stakes for you and your family are high.
Further, when an insurance company denies necessary medical care for injured workers, they may not be able to receive crucial treatment and, as a result, they may not recover as quickly — or at all.